Are banks open on Veterans Day 2026?

Check this date

Both ends count when they are business days, the same shape as Excel NETWORKDAYS. A single closed day counts as 0. Changing a date or the calendar asks this site’s API. The answer above does not. Sources: OPM Federal Holidays and Federal Reserve K.8. Not legal, payroll, or financial advice.

The two calendars agree on this Wednesday

Veterans Day is November 11, one of the eleven dates in 5 U.S.C. § 6103(a). In 2026 that date is a Wednesday, so the Saturday and Sunday rules do not apply. On both us-federal-opm and us-fed-banking, observed is 2026-11-11 and shift_rule is null.

They do not always agree. When Veterans Day falls on Saturday, federal offices close the Friday before and Reserve Banks stay open that Friday. Those Fridays are November 10, 2023 and November 10, 2028. Independence Day 2026 is the same kind of split: offices close Friday, July 3, and the Banks stay open. This page is the Wednesday, where both close.

Closed here means the OPM weekday for federal offices, and the K.8 holiday for Federal Reserve Banks and Branches. It does not say whether a private bank’s branch is open. It is not an ACH cutoff and not a Fedwire operating-hours notice.

Try it

Set BIZDAY to this site's origin, with no path, then run either command.

BIZDAY=http://209.38.202.154

curl -s "$BIZDAY/v1/business-days/check?date=2026-11-11"

{
  "calendar": "us-federal-opm",
  "date": "2026-11-11",
  "weekday": "Wednesday",
  "business_day": false
}

curl -s "$BIZDAY/v1/business-days/check?date=2026-11-11&calendar=us-fed-banking"

{
  "calendar": "us-fed-banking",
  "date": "2026-11-11",
  "weekday": "Wednesday",
  "business_day": false
}

roll moves the Wednesday to Thursday, November 12. The result date matches. The reason is the calendar’s own name for the closing: observed federal holiday for offices, Reserve Bank holiday for the Banks. Samples on this page leave out sources and disclaimer. The live JSON includes both.

curl -s "$BIZDAY/v1/business-days/roll?date=2026-11-11&direction=next"

{
  "calendar": "us-federal-opm",
  "date": "2026-11-11",
  "direction": "next",
  "rolled": true,
  "result": "2026-11-12",
  "result_weekday": "Thursday",
  "reason": "observed federal holiday"
}

curl -s "$BIZDAY/v1/business-days/roll?date=2026-11-11&direction=next&calendar=us-fed-banking"

{
  "calendar": "us-fed-banking",
  "date": "2026-11-11",
  "direction": "next",
  "rolled": true,
  "result": "2026-11-12",
  "result_weekday": "Thursday",
  "reason": "Reserve Bank holiday"
}

Sources

• 5 U.S.C. § 6103. Veterans Day is November 11.
• OPM Federal Holidays. Tables for 2021–2030 checked 2026-10-17. Wednesday holidays are observed on that Wednesday.
• Federal Reserve K.8, checked 2026-10-17. The 2026 table lists November 11. A Saturday holiday does not close the preceding Friday for the Banks. That rule is not used in 2026.

Page checked 2026-10-17. Not legal, payroll, or financial advice. roll is only the calendar step. It does not decide whether a filing is timely.