Friday, June 18 and Friday, December 24, 2027: offices closed, banks open
Juneteenth National Independence Day is Saturday, June 19, 2027. Christmas Day is Saturday, December 25, 2027. Federal offices observe both on the Friday before, under 5 U.S.C. § 6103(b)(1). Reserve Banks stay open those Fridays. K.8 does not close the Banks on the Friday before a Saturday holiday.
On us-federal-opm, Juneteenth observed is 2027-06-18, Christmas Day observed is 2027-12-24, and shift_rule is 5usc6103b1-saturday-to-friday on both. On us-fed-banking, observed is null and shift_rule is k8-saturday-banks-open. Independence Day is Sunday, July 4. Both calendars close Monday, July 5. Offices use eo11582s3a-sunday-to-monday. Banks use k8-sunday-to-monday. That Monday is not a disagreement. The other eight legal dates fall on a weekday, so both calendars close that same date and shift_rule is null.
Closed here means the OPM weekday for federal offices, and the K.8 holiday for Federal Reserve Banks and Branches. It does not say whether a private bank's branch is open. It is not an ACH cutoff and not a Fedwire operating-hours notice. To count a span that includes either Friday, use the calculator.
The eleven holidays
These rows are the 2027 result of the same holiday list the API serves. The page does not keep a second set of rules, and it does not fetch on load. Names follow 5 U.S.C. § 6103(a). Washington's Birthday is not renamed Presidents Day. Inauguration Day is not one of these eleven, and it is not a nationwide closing. A closing that belongs to another year's legal holiday is not a twelfth row.
| Holiday | Legal date | Federal offices | Reserve Banks |
|---|---|---|---|
| New Year's Day | Closed | Closed | |
| Birthday of Martin Luther King, Jr. | Closed | Closed | |
| Washington's Birthday | Closed | Closed | |
| Memorial Day | Closed | Closed | |
| Juneteenth National Independence Day | Closed | Open | |
| Independence Day | Closed | Closed | |
| Labor Day | Closed | Closed | |
| Columbus Day | Closed | Closed | |
| Veterans Day | Closed | Closed | |
| Thanksgiving Day | Closed | Closed | |
| Christmas Day | Closed | Open |
For the eight weekday legal dates, both calendars close on that date. Independence Day is Sunday, July 4, 2027, so both calendars close Monday, July 5. Christmas Day is Saturday, December 25, 2027, so this page does not give it a separate URL. Veterans Day is a Thursday. Thanksgiving Day is a Thursday.
Try it
Set BIZDAY to this site's origin, with no path, then run either command. count is 11 on both calendars. The objects below are the Juneteenth element of holidays, not the whole response. The live JSON also has calendar, year, the other ten holidays, excluded, sources, and disclaimer.
BIZDAY=http://209.38.202.154
curl -s "$BIZDAY/v1/holidays?year=2027"
{
"name": "Juneteenth National Independence Day",
"actual": "2027-06-19",
"observed": "2027-06-18",
"actual_weekday": "Saturday",
"observed_weekday": "Friday",
"observed_shifted": true,
"closes_weekday": true,
"shift_rule": "5usc6103b1-saturday-to-friday"
}
curl -s "$BIZDAY/v1/holidays?year=2027&calendar=us-fed-banking"
{
"name": "Juneteenth National Independence Day",
"actual": "2027-06-19",
"observed": null,
"actual_weekday": "Saturday",
"observed_weekday": null,
"observed_shifted": false,
"closes_weekday": false,
"shift_rule": "k8-saturday-banks-open"
}
check for Friday, June 18 is closed on federal offices and open on Reserve Banks. Christmas Day uses the same Saturday rule: offices close Friday, December 24, and Reserve Banks stay open. Samples on this page leave out sources and disclaimer. The live check JSON includes both, plus holidays and the neighboring business days.
curl -s "$BIZDAY/v1/business-days/check?date=2027-06-18"
{
"calendar": "us-federal-opm",
"date": "2027-06-18",
"weekday": "Friday",
"business_day": false
}
curl -s "$BIZDAY/v1/business-days/check?date=2027-06-18&calendar=us-fed-banking"
{
"calendar": "us-fed-banking",
"date": "2027-06-18",
"weekday": "Friday",
"business_day": true
}
curl -s "$BIZDAY/v1/business-days/check?date=2027-12-24"
{
"calendar": "us-federal-opm",
"date": "2027-12-24",
"weekday": "Friday",
"business_day": false
}
curl -s "$BIZDAY/v1/business-days/check?date=2027-12-24&calendar=us-fed-banking"
{
"calendar": "us-fed-banking",
"date": "2027-12-24",
"weekday": "Friday",
"business_day": true
}
Sources
- 5 U.S.C. § 6103. Eleven nationwide legal public holidays. A Saturday legal holiday is observed the Friday before for a Monday–Friday basic workweek.
- OPM Federal Holidays. Tables for 2021–2030 checked 2026-10-17. The 2027 office dates include Friday, June 18, Monday, July 5, and Friday, December 24.
- Federal Reserve K.8, checked 2026-10-17. The Reserve Bank weekday closings for 2027 include Monday, July 5, and do not include June 18 or December 24.
Page checked 2026-10-18 against holidaysForYear(2027) for both calendars. Not legal, payroll, or financial advice.